---
canonical_url: https://lendb.ai/lo/julie-settlemire-140728
json_url: https://lendb.ai/lo/julie-settlemire-140728.json
nmls_id: 140728
last_verified: 2026-10-09
---

# Julie Settlemire

Senior Loan Officer at Xpert Home Lending. NMLS ID 140728 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/140728)).

**Summary:** Julie Settlemire (NMLS 140728) is Senior Loan Officer at Xpert Home Lending. Lists Alabama and Tennessee on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Alabama (AL, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Julie brings 30+ years of lending expertise starting in 1993, spanning origination, processing, closing and production management. She serves as Partner/Senior Loan Officer at Xpert Home Lending and focuses on building high-performing loan officer teams.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30+. Source: https://xperthomelending.com/loan-directory/julie-settlemire, verified 2026-10-09.
- credential: NMBA Silver Award 2020–2021. Source: https://xperthomelending.com/loan-directory/julie-settlemire, verified 2026-10-09.
- credential: TN MBA Future Leaders 2022–2023. Source: https://xperthomelending.com/loan-directory/julie-settlemire, verified 2026-10-09.
- role: Partner/Senior Loan Officer. Source: https://xperthomelending.com/loan-directory/julie-settlemire, verified 2026-10-09.
- service_area: AL, TN. Source: https://xperthomelending.com/loan-directory/julie-settlemire, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/julie-settlemire, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/140728

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/julie-settlemire
- Office phone on file: shown at https://lendb.ai/lo/julie-settlemire-140728#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/140728
- lender_site: https://xperthomelending.com/loan-directory/julie-settlemire

Cite as: Julie Settlemire (NMLS 140728), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/julie-settlemire-140728, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._