---
canonical_url: https://lendb.ai/lo/julieta-dzul-1444038
json_url: https://lendb.ai/lo/julieta-dzul-1444038.json
nmls_id: 1444038
last_verified: 2026-10-09
---

# Esther Dzul

Loan Officer - Hablo Espanol at Guild Mortgage, Henderson, NV. NMLS ID 1444038 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1444038)).

**Summary:** Esther Dzul (NMLS 1444038) is Loan Officer - Hablo Espanol at Guild Mortgage, based in Henderson, NV. Lists North Carolina, Nevada and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and Down payment assistance. Speaks Spanish. Earliest state license record: June 7, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 7, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.60, verified 2026-10-09. Source: https://branches.guildmortgage.com/nv/henderson/esther-dzul-255-hdjdz.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.20, verified 2026-10-09. Source: https://branches.guildmortgage.com/nv/henderson/esther-dzul-255-hdjdz.html

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO108858 | expired | confirmed | 2022-06-07 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Henderson, NV. Source: https://branches.guildmortgage.com/nv/henderson/esther-dzul-255-hdjdz.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1444038

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/nv/henderson/esther-dzul-255-hdjdz.html
- Office phone and Email on file: shown at https://lendb.ai/lo/julieta-dzul-1444038#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1444038
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/nv/henderson/esther-dzul-255-hdjdz.html

Cite as: Esther Dzul (NMLS 1444038), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/julieta-dzul-1444038, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._