---
canonical_url: https://lendb.ai/lo/julio-cesar-berrocal-1825860
json_url: https://lendb.ai/lo/julio-cesar-berrocal-1825860.json
nmls_id: 1825860
last_verified: 2026-10-09
---

# Julio Cesar Berrocal

Mortgage Loan Officer at Loan Factory. NMLS ID 1825860 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1825860)).

**Summary:** Julio Cesar Berrocal (NMLS 1825860) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO105465). Also lists Texas on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Julio Berrocal is a Mortgage Loan Officer with experience working with first-time buyers, self-employed borrowers, real estate agents and investors. They are experienced with FHA, Conventional, USDA, VA, and Non-QM solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO105465 | active | confirmed | 2022-04-06 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/julio-cesar-berrocal-1825860, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1825860

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/julio-cesar-berrocal-1825860

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1825860
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/julio-cesar-berrocal-1825860

Cite as: Julio Cesar Berrocal (NMLS 1825860), Loan Factory. LenDb.ai, https://lendb.ai/lo/julio-cesar-berrocal-1825860, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._