---
canonical_url: https://lendb.ai/lo/justin-bolton-129424
json_url: https://lendb.ai/lo/justin-bolton-129424.json
nmls_id: 129424
last_verified: 2026-10-09
---

# Justin Bolton

Loan Officer at Churchill Mortgage, Wakefield, RI. NMLS ID 129424 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/129424)).

**Summary:** Justin Bolton (NMLS 129424) is Loan Officer at Churchill Mortgage, based in Wakefield, RI. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Massachusetts, North Carolina, New Jersey, Rhode Island and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and VA loan. Licensed since 2020 (per Florida records). States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 13 (source: https://www.churchillmortgage.com/loan-officers/justin-bolton, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Massachusetts (MA, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/justin-bolton
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/justin-bolton

## About

Justin has 13 years of mortgage industry experience and specializes in FHA, VA, and conventional loans. He holds a bachelor's degree in marketing from Johnson & Wales University.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 13. Source: https://www.churchillmortgage.com/loan-officers/justin-bolton, verified 2026-10-09.
- education: Bachelor's degree in marketing from Johnson & Wales University. Source: https://www.churchillmortgage.com/loan-officers/justin-bolton, verified 2026-10-09.
- service_area: Massachusetts, North Carolina, Rhode Island, Florida, South Carolina, New Jersey, Colorado. Source: https://www.churchillmortgage.com/loan-officers/justin-bolton, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO75685 | active | confirmed | 2020-10-12 | state_regulator | 2026-10-09 |
| CO | state_license | 100536040 | active | confirmed | 2023-02-28 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Churchill Mortgage (NMLS 1591), Wakefield, RI. Source: https://www.churchillmortgage.com/loan-officers/justin-bolton, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/129424

## Contact

- View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/justin-bolton
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-bolton-129424#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/129424
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=311820&contact=540587
- lender_site: https://www.churchillmortgage.com/loan-officers/justin-bolton

Cite as: Justin Bolton (NMLS 129424), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/justin-bolton-129424, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._