---
canonical_url: https://lendb.ai/lo/justin-boyd-219007
json_url: https://lendb.ai/lo/justin-boyd-219007.json
nmls_id: 219007
last_verified: 2026-10-09
---

# Justin Boyd

Loan officer at Prosperity Bank, Austin, TX. NMLS ID 219007 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219007)).

**Summary:** Justin Boyd (NMLS 219007) is a loan officer at Prosperity Bank, based in Austin, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan and Renovation loan (203k / HomeStyle). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/

## About

Justin Boyd began his mortgage lending career in 2006 and has originated over $1 billion in loan production. He excels at advising clients through home buying, refinance, construction, and renovation lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/, verified 2026-10-09.
- credential: Top Mortgage Originator in Austin. Source: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/, verified 2026-10-09.
- education: Degree from Texas A&M University. Source: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Prosperity Bank (NMLS 466414), Austin, TX. Source: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219007

## Contact

- View profile at Prosperity Bank: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-boyd-219007#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219007
- lender_site: https://prosperitybankhomeloans.com/loan_officer/justin-boyd/

Cite as: Justin Boyd (NMLS 219007), Prosperity Bank. LenDb.ai, https://lendb.ai/lo/justin-boyd-219007, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._