---
canonical_url: https://lendb.ai/lo/justin-duncklee-1118648
json_url: https://lendb.ai/lo/justin-duncklee-1118648.json
nmls_id: 1118648
last_verified: 2026-10-09
---

# Justin Duncklee

Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Jacksonville, FL. NMLS ID 1118648 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1118648)).

**Summary:** Justin Duncklee (NMLS 1118648) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Jacksonville, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, HELOC, VA loan and FHA loan. States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 13 (source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648

## About

Justin has 13 years of experience as a Home Lending Manager and specializes in lending to self-employed clients, fixed-rate and adjustable-rate mortgages, home equity lines of credit, FHA and VA mortgages, and condo and co-op lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 13. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648, verified 2026-10-09.
- service_area: nationwide. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Jacksonville, FL. Source: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1118648

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-duncklee-1118648#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1118648
- lender_site: https://homelendingadvisor.chase.com/fl/jacksonville/7255-baymeadows-way-hla-1118648

Cite as: Justin Duncklee (NMLS 1118648), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/justin-duncklee-1118648, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._