---
canonical_url: https://lendb.ai/lo/justin-gooden-1290377
json_url: https://lendb.ai/lo/justin-gooden-1290377.json
nmls_id: 1290377
last_verified: 2026-10-09
---

# Justin Gooden

Mortgage Loan Officer at Loan Factory, Houston, TX. NMLS ID 1290377 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1290377)).

**Summary:** Justin Gooden (NMLS 1290377) is Mortgage Loan Officer at Loan Factory, based in Houston, TX. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/justin-gooden-1290377

## About

Army Veteran and Non-Commissioned Officer dedicated to serving veterans, active-duty service members, and military families exclusively through VA loans. Justin has personally used VA loans multiple times, including an overseas closing at Camp Zama.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: VA Loan Specialist. Source: https://www.loanfactory.com/mortgage-expert/justin-gooden-1290377, verified 2026-10-09.
- credential: Army Veteran and Non-Commissioned Officer. Source: https://www.loanfactory.com/mortgage-expert/justin-gooden-1290377, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Houston, TX. Source: https://www.loanfactory.com/mortgage-expert/justin-gooden-1290377, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1290377

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/justin-gooden-1290377

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1290377
- lender_site: https://www.loanfactory.com/mortgage-expert/justin-gooden-1290377

Cite as: Justin Gooden (NMLS 1290377), Loan Factory. LenDb.ai, https://lendb.ai/lo/justin-gooden-1290377, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._