--- canonical_url: https://lendb.ai/lo/justin-haugh-351142 json_url: https://lendb.ai/lo/justin-haugh-351142.json nmls_id: 351142 last_verified: 2026-10-30 --- # Justin Haugh Loan officer at West Capital Lending, Inc., Troy, MI. NMLS ID 351142 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/351142)). Justin Haugh, NMLS 351142, works as a mortgage loan officer at West Capital Lending, Inc. in Troy, Michigan and is licensed in Florida since 2025 and in Texas, Connecticut, Delaware and 7 more states. **Summary:** Justin Haugh (NMLS 351142) is a loan officer at West Capital Lending, Inc., based in Troy, MI. Licensed in 11 states confirmed with state regulators: Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon and 3 more. Earliest state license record: November 18, 2025 (Florida), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Justin licensed in Florida? Yes. Florida regulator records list license LO142796 as active, first effective November 18, 2025 (verified 2026-10-15). LenDb has 10 other states on file for Justin. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Justin work for? West Capital Lending, Inc., company NMLS 1566096, from the Troy, MI office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Justin been licensed? The earliest state license record LenDb holds for Justin is from November 18, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: November 18, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Justin M. Haugh (AR, CT, DE, FL, IA, MD, MO, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO142796 | active | confirmed | 2025-11-18 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-02-24 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-351142 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56456 | active | confirmed | 2026-02-09 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-11-25 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 351142 | active | confirmed | 2026-01-27 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109710 | active | confirmed | 2026-01-27 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096), Troy, MI. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/351142 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/351142 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Justin Haugh (NMLS 351142), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/justin-haugh-351142, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._