---
canonical_url: https://lendb.ai/lo/justin-kozera-1446275
json_url: https://lendb.ai/lo/justin-kozera-1446275.json
nmls_id: 1446275
last_verified: 2026-10-09
---

# Justin Kozera

Market Leader at Movement Mortgage, Ocean City, MD. NMLS ID 1446275 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1446275)).

**Summary:** Justin Kozera (NMLS 1446275) is Market Leader at Movement Mortgage, based in Ocean City, MD. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Delaware, Maryland and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: April 12, 2019 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 12, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), Pennsylvania (PA, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO60579 | active | confirmed | 2019-04-12 | state_regulator | 2026-10-09 |
| DE | state_license | MLO-1446275 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | 1446275 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 63595 | active | confirmed |  | state_regulator | 2026-10-10 |
| VA | state_license | MLO-31354VA | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Movement Mortgage (NMLS 39179), Ocean City, MD. Source: https://movement.com/lo/justin-kozera, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1446275

## Contact

- View profile at Movement Mortgage: https://movement.com/lo/justin-kozera
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-kozera-1446275#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1446275
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://movement.com/lo/justin-kozera
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Justin Kozera (NMLS 1446275), Movement Mortgage. LenDb.ai, https://lendb.ai/lo/justin-kozera-1446275, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._