---
canonical_url: https://lendb.ai/lo/justin-lee-smith-2330786
json_url: https://lendb.ai/lo/justin-lee-smith-2330786.json
nmls_id: 2330786
last_verified: 2026-10-15
---

# Justin Smith

Loan Officer at Loan Simple, Inc., Chandler, AZ. NMLS ID 2330786 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2330786)).

**Summary:** Justin Smith (NMLS 2330786) is Loan Officer at Loan Simple, Inc., based in Chandler, AZ. Licensed in Florida, confirmed with the state regulator (license LO149065). Also lists Iowa, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Earliest state license record: June 25, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: June 25, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Iowa (IA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149065 | active | confirmed | 2026-06-25 | state_regulator | 2026-10-15 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Loan Simple, Inc. (NMLS 3032), Chandler, AZ. Source: https://www.loansimple.com/loan-officer/justin-smith/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2330786

## Contact

- View profile at Loan Simple, Inc.: https://www.loansimple.com/loan-officer/justin-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-lee-smith-2330786#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2330786
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loansimple.com/loan-officer/justin-smith/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Justin Smith (NMLS 2330786), Loan Simple, Inc.. LenDb.ai, https://lendb.ai/lo/justin-lee-smith-2330786, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._