---
canonical_url: https://lendb.ai/lo/justin-machak-33158
json_url: https://lendb.ai/lo/justin-machak-33158.json
nmls_id: 33158
last_verified: 2026-10-09
---

# Justin Machak

VP of Mortgage Lending at CrossCountry Mortgage, Northville, MI. NMLS ID 33158 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/33158)).

**Summary:** Justin Machak (NMLS 33158) is VP of Mortgage Lending at CrossCountry Mortgage, based in Northville, MI. Licensed in Florida, confirmed with the state regulator (license LO94733). Also lists Indiana, Michigan, Ohio and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, USDA loan, VA loan and First-time buyer. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/

## About

Justin joined the mortgage industry in 2006 and prides himself on lasting client relationships, with many clients still connected after almost 20 years. He specializes in refinance and home purchases using conventional, FHA, VA, and USDA loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2006. Source: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO94733 | active | confirmed | 2021-09-18 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Northville, MI. Source: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/33158

## Contact

- linkedin_url: https://www.linkedin.com/in/justin-machak-a3526b87/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-machak-33158#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/33158
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/northville-mi-4492/justin-machak/

Cite as: Justin Machak (NMLS 33158), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/justin-machak-33158, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._