---
canonical_url: https://lendb.ai/lo/justin-ngo-1712177
json_url: https://lendb.ai/lo/justin-ngo-1712177.json
nmls_id: 1712177
last_verified: 2026-10-26
---

# Justin Ngo

Loan officer at Dream Home Development Corporation. NMLS ID 1712177 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1712177)).

Justin Ngo (NMLS 1712177) is a mortgage loan officer at Dream Home Development Corporation, licensed in Florida since 2018 and in Texas, California, Connecticut and Maryland.

**Summary:** Justin Ngo (NMLS 1712177) is a loan officer at Dream Home Development Corporation. Licensed in 5 states confirmed with state regulators: Florida, Texas, California, Connecticut and Maryland. Earliest state license record: August 31, 2018 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Justin licensed in Florida?

Yes. Florida regulator records list license LO56027 as active, first effective August 31, 2018 (verified 2026-10-15). LenDb has 4 other states on file for Justin. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Justin work for?

Dream Home Development Corporation, company NMLS 2525913, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Justin been licensed?

The earliest state license record LenDb holds for Justin is from August 31, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: August 31, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Justin H. Ngo (CA, CT, FL, MD, TX, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO56027 | active | confirmed | 2018-08-31 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-12-31 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02229879 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-1712177 | active | confirmed |  | state_regulator | 2026-10-15 |
| WI | Wisconsin regulator | state_license | 1712177 | expired | confirmed | 2019-01-02 | state_regulator | 2026-10-21 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: Dream Home Development Corporation (NMLS 2525913). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.
- ? to present: Saxton Mortgage, LLC (NMLS 1717191). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1712177

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1712177
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Justin Ngo (NMLS 1712177), Dream Home Development Corporation. LenDb.ai, https://lendb.ai/lo/justin-ngo-1712177, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._