---
canonical_url: https://lendb.ai/lo/justin-noel-2126847
json_url: https://lendb.ai/lo/justin-noel-2126847.json
nmls_id: 2126847
last_verified: 2026-10-09
---

# Justin Noel

Loan Officer at Guild Mortgage, Boulder, CO. NMLS ID 2126847 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126847)).

**Summary:** Justin Noel (NMLS 2126847) is Loan Officer at Guild Mortgage, based in Boulder, CO. Licensed in Colorado, confirmed with the state regulator (license 100529681). Also lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Jumbo loan, FHA loan, VA loan and Vacation home. Licensed since 2022 (per Colorado records). States 4 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 4 (source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html
- **Jumbo loan** (`jumbo`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html
- **FHA loan** (`fha`): lender page, confidence 0.80, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html
- **VA loan** (`va`): lender page, confidence 0.80, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html
- **Vacation home** (`vacation-home`): lender page, confidence 0.75, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html

## About

Colorado native with 4 years experience in first-time buyer, jumbo, investment, second home, conventional, FHA, and VA loans. Focuses on clear communication and transparency.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 4. Source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100529681 | active | confirmed | 2022-01-07 | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Boulder, CO. Source: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126847

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-noel-2126847#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126847
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=291093&contact=513392
- lender_site: https://branches.guildmortgage.com/co/boulder/justin-noel-296-chjno.html

Cite as: Justin Noel (NMLS 2126847), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/justin-noel-2126847, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._