---
canonical_url: https://lendb.ai/lo/justin-o-neil-2720339
json_url: https://lendb.ai/lo/justin-o-neil-2720339.json
nmls_id: 2720339
last_verified: 2026-10-09
---

# Justin O'Neil

Loan Officer at First Heritage Mortgage, Rockville, MD. NMLS ID 2720339 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2720339)).

**Summary:** Justin O'Neil (NMLS 2720339) is Loan Officer at First Heritage Mortgage, based in Rockville, MD. Lists District of Columbia, Maryland, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Justin O'Neil is a Loan Officer at First Heritage Mortgage's Rockville branch committed to helping clients achieve homeownership goals. A Salisbury University graduate, he brings strong work ethic and detail-oriented service to all mortgage transactions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Salisbury University. Source: https://fhmtg.com/officers/justin-oneil/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), Rockville, MD. Source: https://fhmtg.com/officers/justin-oneil/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2720339

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/justin-oneil/
- Office phone on file: shown at https://lendb.ai/lo/justin-o-neil-2720339#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2720339
- lender_site: https://fhmtg.com/officers/justin-oneil/

Cite as: Justin O'Neil (NMLS 2720339), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/justin-o-neil-2720339, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._