---
canonical_url: https://lendb.ai/lo/justin-phelps-2126568
json_url: https://lendb.ai/lo/justin-phelps-2126568.json
nmls_id: 2126568
last_verified: 2026-10-15
---

# Justin Phelps

Loan officer at Loan Haus LLC, Arvada, CO. NMLS ID 2126568 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126568)).

**Summary:** Justin Phelps (NMLS 2126568) is a loan officer at Loan Haus LLC, based in Arvada, CO. Lists Arizona, California, Colorado, New Mexico, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: April 21, 2022 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 21, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), New Mexico (NM, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO106402 | expired | confirmed | 2022-04-21 | state_regulator | 2026-10-15 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Loan Haus LLC (NMLS 2516874), Arvada, CO. Source: https://homeloanhaus.com/justin-phelps/, verified 2026-10-15.
- ? to 2026-10-15: Zero Point Mortgage Services (NMLS 1216108). Source: https://www.zpmloans.com/ZPM-Officers/justin-phelps, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126568

## Contact

- View profile at Loan Haus LLC: https://homeloanhaus.com/justin-phelps/
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-phelps-2126568#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126568
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.zpmloans.com/ZPM-Officers/justin-phelps
- lender_site: https://homeloanhaus.com/justin-phelps/

Cite as: Justin Phelps (NMLS 2126568), Loan Haus LLC. LenDb.ai, https://lendb.ai/lo/justin-phelps-2126568, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._