---
canonical_url: https://lendb.ai/lo/justin-phillips-1067984
json_url: https://lendb.ai/lo/justin-phillips-1067984.json
nmls_id: 1067984
last_verified: 2026-10-09
---

# Justin Phillips

Senior Loan Officer at Ruoff Mortgage. NMLS ID 1067984 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1067984)).

**Summary:** Justin Phillips (NMLS 1067984) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana and Ohio on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Indiana (IN, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Justin Phillips is a Senior Loan Officer at Ruoff Mortgage focused on making the mortgage process simple and stress-free. He serves Indiana and Ohio, and is dedicated to helping first-time homebuyers, repeat purchasers, and refinancing clients with clear guidance and quick communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: President's Club Award winner. Source: https://www.ruoff.com/JustinPhillips, verified 2026-10-09.
- credential: Ruoff Customer Experience Award. Source: https://www.ruoff.com/JustinPhillips, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/JustinPhillips, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1067984

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JustinPhillips
- Office phone on file: shown at https://lendb.ai/lo/justin-phillips-1067984#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1067984
- lender_site: https://www.ruoff.com/JustinPhillips

Cite as: Justin Phillips (NMLS 1067984), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/justin-phillips-1067984, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._