---
canonical_url: https://lendb.ai/lo/justin-richardson-2350486
json_url: https://lendb.ai/lo/justin-richardson-2350486.json
nmls_id: 2350486
last_verified: 2026-10-15
---

# Justin Richardson

Mortgage Loan Originator at FirstTrust Home Loans, Inc., Hendersonville, TN. NMLS ID 2350486 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2350486)).

**Summary:** Justin Richardson (NMLS 2350486) is Mortgage Loan Originator at FirstTrust Home Loans, Inc., based in Hendersonville, TN. Lists Tennessee on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Justin Richardson has been licensed since May 2022 and is a Mortgage Loan Originator in Hendersonville, Tennessee. They hold a finance degree from Lipscomb University and previously worked as a commercial underwriter for a community bank. They also invest in commercial and residential real estate.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since May 2022. Source: https://www.firsttrusthomeloans.com/jrichardson/, verified 2026-10-15.
- education: Finance degree, Lipscomb University (Nashville). Source: https://www.firsttrusthomeloans.com/jrichardson/, verified 2026-10-15.
- role: Commercial underwriter at a community bank (prior career). Source: https://www.firsttrusthomeloans.com/jrichardson/, verified 2026-10-15.
- community: Active in the local church. Source: https://www.firsttrusthomeloans.com/jrichardson/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: FirstTrust Home Loans, Inc. (NMLS 75271), Hendersonville, TN. Source: https://www.firsttrusthomeloans.com/jrichardson/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2350486

## Contact

- View profile at FirstTrust Home Loans, Inc.: https://www.firsttrusthomeloans.com/jrichardson/
- Email on file: shown at https://lendb.ai/lo/justin-richardson-2350486#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2350486
- lender_site: https://www.firsttrusthomeloans.com/jrichardson/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Justin Richardson (NMLS 2350486), FirstTrust Home Loans, Inc.. LenDb.ai, https://lendb.ai/lo/justin-richardson-2350486, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._