---
canonical_url: https://lendb.ai/lo/justin-roach-237509
json_url: https://lendb.ai/lo/justin-roach-237509.json
nmls_id: 237509
last_verified: 2026-10-09
---

# Justin Roach

Mortgage Loan Officer at Loan Factory. NMLS ID 237509 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237509)).

**Summary:** Justin Roach (NMLS 237509) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO112094). Also lists California and Washington on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO112094 | active | confirmed | 2022-08-17 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/justin-roach-237509, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237509

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/justin-roach-237509

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237509
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/justin-roach-237509

Cite as: Justin Roach (NMLS 237509), Loan Factory. LenDb.ai, https://lendb.ai/lo/justin-roach-237509, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._