---
canonical_url: https://lendb.ai/lo/justin-t-curtis-2079197
json_url: https://lendb.ai/lo/justin-t-curtis-2079197.json
nmls_id: 2079197
last_verified: 2026-10-09
---

# Justin T Curtis

Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Melbourne, FL. NMLS ID 2079197 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2079197)).

**Summary:** Justin T Curtis (NMLS 2079197) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Melbourne, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Co-op, Condo, VA loan and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197
- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197

## About

Justin has 6 years of experience as a Home Lending Advisor and specializes in condo and co-op lending, first-time homebuyer programs, and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Melbourne, FL. Source: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2079197

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197
- Office phone and Email on file: shown at https://lendb.ai/lo/justin-t-curtis-2079197#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2079197
- lender_site: https://homelendingadvisor.chase.com/fl/melbourne/1990-w-new-haven-ave-hla-2079197

Cite as: Justin T Curtis (NMLS 2079197), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/justin-t-curtis-2079197, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._