---
canonical_url: https://lendb.ai/lo/justus-foss-1588344
json_url: https://lendb.ai/lo/justus-foss-1588344.json
nmls_id: 1588344
last_verified: 2026-10-09
---

# Justus Foss

Outside Loan Originator at CrossCountry Mortgage, Bloomington, MN. NMLS ID 1588344 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1588344)).

**Summary:** Justus Foss (NMLS 1588344) is Outside Loan Originator at CrossCountry Mortgage, based in Bloomington, MN. Licensed in Florida, confirmed with the state regulator (license LO138442). Also lists Arizona, Indiana, Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Earliest state license record: May 29, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 29, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Indiana (IN, lender_reported), Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Justus brings a unique background as a licensed therapist, school counselor, and psychology instructor to mortgage lending. He prioritizes transparency and availability, viewing each mortgage as a relationship rather than a transaction.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Licensed therapist, school counselor, and psychology instructor. Source: https://crosscountrymortgage.com/bloomington-mn-4216/justus-foss/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138442 | active | confirmed | 2025-05-29 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Bloomington, MN. Source: https://crosscountrymortgage.com/bloomington-mn-4216/justus-foss/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1588344

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/bloomington-mn-4216/justus-foss/
- Email on file: shown at https://lendb.ai/lo/justus-foss-1588344#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1588344
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/bloomington-mn-4216/justus-foss/

Cite as: Justus Foss (NMLS 1588344), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/justus-foss-1588344, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._