--- canonical_url: https://lendb.ai/lo/kala-wilson-1381070 json_url: https://lendb.ai/lo/kala-wilson-1381070.json nmls_id: 1381070 last_verified: 2026-10-16 --- # Kala Wilson Mortgage Loan Officer at Bell Bank, Minneapolis, MN. NMLS ID 1381070 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1381070)). Based in Minneapolis, Minnesota, Kala Wilson (NMLS 1381070) is a Mortgage Loan Officer at Bell Bank, serving Alabama, Arkansas, Arizona and 30 more states. Kala's focus, from their own profile, includes down payment assistance, jumbo loan and physician and medical professional. **Summary:** Kala Wilson (NMLS 1381070) is Mortgage Loan Officer at Bell Bank, based in Minneapolis, MN. Lists Alabama, Arkansas, Arizona, California, Colorado, Florida, Georgia, Iowa and 25 more on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Jumbo loan, Physician and medical professional, Real estate investor and Vacation home. Last verified 2026-10-16. ## Quick answers ### Is Kala licensed in Minnesota? Bell Bank's page for Kala lists Minnesota. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 32 other states on file for Kala. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome. ### Does Kala do down payment assistance? Kala's profile lists down payment assistance as a focus (from their lender profile page). It also lists jumbo loan, physician and medical professional and real estate investor. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome. ### What lender does Kala work for? Bell Bank, company NMLS 419538, from the Minneapolis, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Florida (FL, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), New Mexico (NM, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported), Wyoming (WY, lender_reported) - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome ## Facts from the lender page and intro - community: Lutheran Social Service of Minnesota Crisis Nursery. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome, verified 2026-10-16. - community: Simpson Housing Services. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome, verified 2026-10-16. - community: Feed My Starving Children. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome, verified 2026-10-16. - community: Matthew Heisler Memorial Golf Classic. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | AL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | AR | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | FL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | ID | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | KS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | KY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | ND | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NE | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NM | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | OK | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | OR | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | SC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | SD | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | TX | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | UT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | ## Employment history - ? to present: Bell Bank (NMLS 419538), Minneapolis, MN. Source: https://bell.bank/mortgage/loan-officer/kalabringsyouhome, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1381070 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/kalabringsyouhome - Office phone and Email on file: shown at https://lendb.ai/lo/kala-wilson-1381070#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1381070 - lender_site: https://bell.bank/mortgage/loan-officer/kalabringsyouhome Cite as: Kala Wilson (NMLS 1381070), Bell Bank. LenDb.ai, https://lendb.ai/lo/kala-wilson-1381070, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._