{
  "canonical_url": "https://lendb.ai/lo/kalyan-mutyala-2628338",
  "lede": {
    "text": "Kalyan C Mutyala (NMLS 2628338) is a Sr. Loan Officer at ENSURE HOME LOANS LLC, licensed in Texas since 2024. Kalyan's lender page shows a focus on refinance and jumbo loan.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Kalyan licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective August 9, 2024 (verified 2026-10-13).",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "Does Kalyan list refinance as a focus?",
      "a": "Kalyan's profile lists refinance as a focus (from their lender profile page). It also lists jumbo loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Kalyan work for?",
      "a": "ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Kalyan been licensed?",
      "a": "The earliest state license record LenDb holds for Kalyan is from August 9, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2628338,
    "slug": "kalyan-mutyala-2628338",
    "canonical_url": "https://lendb.ai/lo/kalyan-mutyala-2628338",
    "md_url": "https://lendb.ai/lo/kalyan-mutyala-2628338.md",
    "json_url": "https://lendb.ai/lo/kalyan-mutyala-2628338.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2628338",
    "full_name": {
      "value": "Kalyan C Mutyala",
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-15"
    },
    "first_name": "Kalyan",
    "last_name": "Mutyala",
    "headshot_url": {
      "value": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1780452513180-54wvwiwzi4a.jpg",
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Sr. Loan Officer",
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en"
      ],
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1666674,
      "lender_name": "ENSURE HOME LOANS LLC",
      "lender_slug": "ensure-home-loans-llc-1666674",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1666674,
        "lender_name": "ENSURE HOME LOANS LLC",
        "lender_slug": "ensure-home-loans-llc-1666674",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-08-09",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Dallas-Fort Worth, Houston and Texas",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 15:16:17.083354+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kalyan-mutyala-2628338#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/kalyan-c-mutyala",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-08-09",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2024,
      "state": "TX"
    },
    "federal_registration": null
  }
}