{
  "canonical_url": "https://lendb.ai/lo/kamna-mittal-926641",
  "loan_officer": {
    "nmls_id": 926641,
    "slug": "kamna-mittal-926641",
    "canonical_url": "https://lendb.ai/lo/kamna-mittal-926641",
    "md_url": "https://lendb.ai/lo/kamna-mittal-926641.md",
    "json_url": "https://lendb.ai/lo/kamna-mittal-926641.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/926641",
    "full_name": {
      "value": "Kamna Mittal",
      "source": "state_regulator",
      "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "verified_at": "2026-10-15"
    },
    "first_name": "Kamna",
    "last_name": "Mittal",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/FLz5Lf1gh4v7xFTCWnPKfTW3ooFo5i8YGnaNT1AKHuk/3497x5100.jpg",
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      "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Kamna Mittal is a Bay Area mortgage loan officer who specializes in first-time buyers and homeowners upgrading while keeping their current property. They have helped over 700 clients and are newly licensed in Texas.",
      "source": "state_regulator",
      "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "SVP of Mortgage Lending",
      "source": "state_regulator",
      "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
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      "lender_name": "Guaranteed Rate Affinity, LLC",
      "lender_slug": "guaranteed-rate-affinity-llc-1598647",
      "branch_city": "Fremont",
      "branch_state": "CA",
      "branch_zip": "94538",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
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        "lender_name": "Guaranteed Rate Affinity, LLC",
        "lender_slug": "guaranteed-rate-affinity-llc-1598647",
        "branch_city": "Fremont",
        "branch_state": "CA",
        "branch_zip": "94538",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      }
    ],
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      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2026-03-09",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Kamna has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.",
        "listen_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      }
    ],
    "facts": [
      {
        "kind": "other",
        "value": "over 700 clients helped",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Chairman's Club member",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Fremont, Santa Clara, San Jose, San Mateo County, San Francisco, Alameda County",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Texas",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "actively involved in the local community",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 09:22:58.104243+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kamna-mittal-926641#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kamna-mittal-926641",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2026-03-09",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2026,
      "state": "TX"
    },
    "federal_registration": null
  }
}