---
canonical_url: https://lendb.ai/lo/kamna-mittal-926641
json_url: https://lendb.ai/lo/kamna-mittal-926641.json
nmls_id: 926641
last_verified: 2026-10-15
---

# Kamna Mittal

SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Fremont, CA. NMLS ID 926641 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/926641)).

**Summary:** Kamna Mittal (NMLS 926641) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Fremont, CA. Licensed in Texas, confirmed with the state regulator. Also lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: March 9, 2026 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 9, 2026 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), California (CA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/kamna-mittal-926641

## About

Kamna Mittal is a Bay Area mortgage loan officer who specializes in first-time buyers and homeowners upgrading while keeping their current property. They have helped over 700 clients and are newly licensed in Texas.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Kamna has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.

Watch on Guaranteed Rate Affinity, LLC's site: https://www.grarate.com/loan-officers/kamna-mittal-926641

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- other: over 700 clients helped. Source: https://www.grarate.com/loan-officers/kamna-mittal-926641, verified 2026-10-15.
- credential: Chairman's Club member. Source: https://www.grarate.com/loan-officers/kamna-mittal-926641, verified 2026-10-15.
- service_area: Fremont, Santa Clara, San Jose, San Mateo County, San Francisco, Alameda County. Source: https://www.grarate.com/loan-officers/kamna-mittal-926641, verified 2026-10-15.
- service_area: Texas. Source: https://www.grarate.com/loan-officers/kamna-mittal-926641, verified 2026-10-15.
- community: actively involved in the local community. Source: https://www.grarate.com/loan-officers/kamna-mittal-926641, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2026-03-09 | state_regulator | 2026-10-13 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Fremont, CA. Source: https://www.grarate.com/loan-officers/kamna-mittal-926641, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/926641

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/kamna-mittal-926641
- Office phone and Email on file: shown at https://lendb.ai/lo/kamna-mittal-926641#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/926641
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.grarate.com/loan-officers/kamna-mittal-926641
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kamna Mittal (NMLS 926641), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/kamna-mittal-926641, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._