---
canonical_url: https://lendb.ai/lo/karen-elizabeth-ramirez-2670816
json_url: https://lendb.ai/lo/karen-elizabeth-ramirez-2670816.json
nmls_id: 2670816
last_verified: 2026-10-09
---

# Karen Elizabeth Ramirez

Loan Officer at Xpert Home Lending, CA. NMLS ID 2670816 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2670816)).

**Summary:** Karen Elizabeth Ramirez (NMLS 2670816) is Loan Officer at Xpert Home Lending, based in California. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), CA. Source: https://xperthomelending.com/loan-directory/karen-elizabeth-ramirez, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2670816

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/karen-elizabeth-ramirez
- Office phone and Email on file: shown at https://lendb.ai/lo/karen-elizabeth-ramirez-2670816#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2670816
- lender_site: https://xperthomelending.com/loan-directory/karen-elizabeth-ramirez

Cite as: Karen Elizabeth Ramirez (NMLS 2670816), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/karen-elizabeth-ramirez-2670816, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._