---
canonical_url: https://lendb.ai/lo/karen-greenwood-2264157
json_url: https://lendb.ai/lo/karen-greenwood-2264157.json
nmls_id: 2264157
last_verified: 2026-10-10
---

# Karen Greenwood

Loan Originator at Lower, Arcadia, FL. NMLS ID 2264157 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2264157)).

**Summary:** Karen Greenwood (NMLS 2264157) is Loan Originator at Lower, based in Arcadia, FL. Licensed in Florida, confirmed with the state regulator (license LO100146). Earliest state license record: January 7, 2022 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: January 7, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Serves clients in Arcadia, Florida, and describes a focus on clear communication, fast responses and smooth closings.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Arcadia, Florida. Source: https://www.lower.com/loan-officers/florida/arcadia/karen-greenwood, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO100146 | active | confirmed | 2022-01-07 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Lower (NMLS 1124061), Arcadia, FL. Source: https://www.lower.com/loan-officers/florida/arcadia/karen-greenwood, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2264157

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/florida/arcadia/karen-greenwood
- Email on file: shown at https://lendb.ai/lo/karen-greenwood-2264157#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2264157
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/arcadia/karen-greenwood

Cite as: Karen Greenwood (NMLS 2264157), Lower. LenDb.ai, https://lendb.ai/lo/karen-greenwood-2264157, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._