---
canonical_url: https://lendb.ai/lo/karen-nielson-80226
json_url: https://lendb.ai/lo/karen-nielson-80226.json
nmls_id: 80226
last_verified: 2026-10-09
---

# Karen Nielson

Branch Manager at Guild Mortgage, Logan, UT. NMLS ID 80226 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80226)).

**Summary:** Karen Nielson (NMLS 80226) is Branch Manager at Guild Mortgage, based in Logan, UT. Licensed in Florida, confirmed with the state regulator (license LO121279). Also lists Idaho, North Dakota, Utah and Wyoming on the lender page (not yet checked with the state regulator). Earliest state license record: July 6, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 6, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Idaho (ID, lender_reported), North Dakota (ND, lender_reported), Utah (UT, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Karen Nielson is a nationally recognized Branch Manager with 25+ years of mortgage experience. She specializes in serving first-time buyers, investors, and self-employed borrowers with expertise across conventional, VA, FHA, USDA, reverse mortgages, construction, and Non-QM solutions like DSCR and bank statement programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25+. Source: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html, verified 2026-10-09.
- years_experience: since 2009. Source: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html, verified 2026-10-09.
- credential: #1 Retail Loan Officer in Utah by Scotsman Guide in 2025. Source: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html, verified 2026-10-09.
- credential: Top 100 Mortgage Loan Officers in the United States. Source: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html, verified 2026-10-09.
- other: Guild Mortgage services most of its loans after closing, providing ongoing support. Source: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121279 | active | confirmed | 2023-07-06 | state_regulator | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ND | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Logan, UT. Source: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80226

## Contact

- linkedin_url: https://www.linkedin.com/in/karen-nielson-12b66b21/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html
- Office phone and Email on file: shown at https://lendb.ai/lo/karen-nielson-80226#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80226
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/ut/logan/karen-nielson-118-tgkn.html

Cite as: Karen Nielson (NMLS 80226), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/karen-nielson-80226, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._