---
canonical_url: https://lendb.ai/lo/karen-o-donovan-878499
json_url: https://lendb.ai/lo/karen-o-donovan-878499.json
nmls_id: 878499
last_verified: 2026-10-15
---

# Karen O'Donovan

Branch Manager at Vanderbilt Mortgage and Finance, Inc., Myrtle Beach, SC. NMLS ID 878499 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/878499)).

**Summary:** Karen O'Donovan (NMLS 878499) is Branch Manager at Vanderbilt Mortgage and Finance, Inc., based in Myrtle Beach, SC. Licensed in Florida, confirmed with the state regulator (license LO42346). Earliest state license record: April 13, 2017 (Florida), per state regulator. States 26 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 13, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 26 (source: https://silvertonmortgage.com/karenodonovan/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Has over 26 years in the mortgage industry, working from processing through post-closing, and stays available to clients after closing.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 26. Source: https://silvertonmortgage.com/karenodonovan/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42346 | active | confirmed | 2017-04-13 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Vanderbilt Mortgage and Finance, Inc. (NMLS 1561), Myrtle Beach, SC. Source: https://silvertonmortgage.com/karenodonovan/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/878499

## Contact

- View profile at Vanderbilt Mortgage and Finance, Inc.: https://silvertonmortgage.com/karenodonovan/
- Office phone and Email on file: shown at https://lendb.ai/lo/karen-o-donovan-878499#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/878499
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://silvertonmortgage.com/karenodonovan/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Karen O'Donovan (NMLS 878499), Vanderbilt Mortgage and Finance, Inc.. LenDb.ai, https://lendb.ai/lo/karen-o-donovan-878499, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._