---
canonical_url: https://lendb.ai/lo/karen-peoples-1978847
json_url: https://lendb.ai/lo/karen-peoples-1978847.json
nmls_id: 1978847
last_verified: 2026-10-15
---

# Karen Peoples

Loan officer at West Capital Lending, Inc., Plano, TX. NMLS ID 1978847 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1978847)).

Based in Plano, Texas, Karen Peoples (NMLS 1978847) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2021 and in Florida.

**Summary:** Karen Peoples (NMLS 1978847) is a loan officer at West Capital Lending, Inc., based in Plano, TX. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: January 21, 2021 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Karen licensed in Texas?

Yes. Texas regulator records list a license as active, first effective January 21, 2021 (verified 2026-10-13). LenDb has 1 other state on file for Karen. Source: https://www.sml.texas.gov/.

### What lender does Karen work for?

West Capital Lending, Inc., company NMLS 1566096, from the Plano, TX office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Karen been licensed?

The earliest state license record LenDb holds for Karen is from January 21, 2021 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: January 21, 2021 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Karen L. Peoples (FL, TX, as of 2026-10-12)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO124897 | active | confirmed | 2023-12-19 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-01-21 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Plano, TX. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1978847

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1978847
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/

Cite as: Karen Peoples (NMLS 1978847), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/karen-peoples-1978847, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._