---
canonical_url: https://lendb.ai/lo/karen-wood-1391130
json_url: https://lendb.ai/lo/karen-wood-1391130.json
nmls_id: 1391130
last_verified: 2026-10-09
---

# Karen Wood

Loan Originator at CrossCountry Mortgage, Houston, TX. NMLS ID 1391130 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1391130)).

**Summary:** Karen Wood (NMLS 1391130) is Loan Originator at CrossCountry Mortgage, based in Houston, TX. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Construction loan, Down payment assistance, VA loan and First-time buyer. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/

## About

Karen brings over 20 years of mortgage industry experience with expertise in loan programs and underwriting. She focuses on helping clients understand the mortgage process and building long-term relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/, verified 2026-10-09.
- service_area: Houston area; lives in Tomball, TX. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Houston, TX. Source: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1391130

## Contact

- linkedin_url: https://www.linkedin.com/in/karen-wood-97b31710/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/
- Email on file: shown at https://lendb.ai/lo/karen-wood-1391130#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1391130
- lender_site: https://crosscountrymortgage.com/houston-tx-3929/karen-wood/

Cite as: Karen Wood (NMLS 1391130), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/karen-wood-1391130, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._