---
canonical_url: https://lendb.ai/lo/karen-zank-451592
json_url: https://lendb.ai/lo/karen-zank-451592.json
nmls_id: 451592
last_verified: 2026-10-09
---

# Karen Zank

Loan Officer at Ruoff Mortgage. NMLS ID 451592 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/451592)).

**Summary:** Karen Zank (NMLS 451592) is Loan Officer at Ruoff Mortgage. Lists Indiana and Michigan on the lender page (not yet checked with the state regulator). States 33 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 33 (source: https://www.ruoff.com/KarenZank, verified 2026-10-09)
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Karen Zank is a Loan Officer with 33 years of experience in mortgages since 1993, serving Indiana and Michigan. She is a 2x President's Club Award winner for exceeding volume targets and delivering exceptional client satisfaction.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 33. Source: https://www.ruoff.com/KarenZank, verified 2026-10-09.
- credential: President's Club Award winner, 2x. Source: https://www.ruoff.com/KarenZank, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/KarenZank, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/451592

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/KarenZank

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/451592
- lender_site: https://www.ruoff.com/KarenZank

Cite as: Karen Zank (NMLS 451592), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/karen-zank-451592, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._