{
  "canonical_url": "https://lendb.ai/lo/karine-dirani-2842173",
  "loan_officer": {
    "nmls_id": 2842173,
    "slug": "karine-dirani-2842173",
    "canonical_url": "https://lendb.ai/lo/karine-dirani-2842173",
    "md_url": "https://lendb.ai/lo/karine-dirani-2842173.md",
    "json_url": "https://lendb.ai/lo/karine-dirani-2842173.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2842173",
    "full_name": {
      "value": "Karine Dirani",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "verified_at": "2026-10-16"
    },
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    "last_name": "Dirani",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2026/06/2842173.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Karine Dirani is a Mortgage Banker at The Federal Savings Bank. They currently work with clients exploring VA refinance options and have worked in banking for more than 17 years. Originally from Canada, they now live in Miami and enjoy skiing, biking and traveling.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
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      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 40,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "17",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Business degree",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "NMLS license",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 09:38:19.263656+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/karine-dirani-2842173#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/karine-dirani-2/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}