---
canonical_url: https://lendb.ai/lo/karl-ochs-1803470
json_url: https://lendb.ai/lo/karl-ochs-1803470.json
nmls_id: 1803470
last_verified: 2026-10-15
---

# Karl Ochs

Loan officer at West Capital Lending, Inc., Troy, MI. NMLS ID 1803470 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1803470)).

Based in Troy, Michigan, Karl Ochs (NMLS 1803470) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2018 and in Texas.

**Summary:** Karl Ochs (NMLS 1803470) is a loan officer at West Capital Lending, Inc., based in Troy, MI. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: December 10, 2018 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Karl licensed in Florida?

Yes. Florida regulator records list license LO58056 as active, first effective December 10, 2018 (verified 2026-10-15). LenDb has 1 other state on file for Karl. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Karl work for?

West Capital Lending, Inc., company NMLS 1566096, from the Troy, MI office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Karl been licensed?

The earliest state license record LenDb holds for Karl is from December 10, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: December 10, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Karl H. Ochs (CA, FL, NY, TX, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO58056 | active | confirmed | 2018-12-10 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2019-01-29 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1803470 | inactive | confirmed | 2019-01-07 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Troy, MI. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1803470

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1803470
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://dfpi.ca.gov/

Cite as: Karl Ochs (NMLS 1803470), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/karl-ochs-1803470, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._