---
canonical_url: https://lendb.ai/lo/karla-devine-848701
json_url: https://lendb.ai/lo/karla-devine-848701.json
nmls_id: 848701
last_verified: 2026-10-15
---

# Karla Devine

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Mooresville, NC. NMLS ID 848701 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/848701)).

**Summary:** Karla Devine (NMLS 848701) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Mooresville, NC. Earliest state license record: October 2, 2020 (Florida), per state regulator. States 8 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: October 2, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 8 (source: https://www.grarate.com/loan-officers/karla-devine-848701, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Karla has over 8 years of mortgage origination experience and emphasizes customer service and building lasting relationships in the community.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Karla has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.

Watch on Guaranteed Rate Affinity, LLC's site: https://www.grarate.com/loan-officers/karla-devine-848701

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 8. Source: https://www.grarate.com/loan-officers/karla-devine-848701, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO75188 | expired | confirmed | 2020-10-02 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Mooresville, NC. Source: https://www.grarate.com/loan-officers/karla-devine-848701, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/848701

## Contact

- linkedin_url: https://www.linkedin.com/in/karla-devine-62b3a817/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/karla-devine-848701
- Office phone and Email on file: shown at https://lendb.ai/lo/karla-devine-848701#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/848701
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/karla-devine-848701
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Karla Devine (NMLS 848701), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/karla-devine-848701, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._