---
canonical_url: https://lendb.ai/lo/karlene-nelson-1066792
json_url: https://lendb.ai/lo/karlene-nelson-1066792.json
nmls_id: 1066792
last_verified: 2026-10-09
---

# Karlene Nelson

Mortgage Loan Officer at Loan Factory, FL. NMLS ID 1066792 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1066792)).

**Summary:** Karlene Nelson (NMLS 1066792) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO38015). Licensed since 2016 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2016 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO38015 | active | confirmed | 2016-12-30 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), FL. Source: https://www.loanfactory.com/mortgage-expert/karlene-nelson-1066792, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1066792

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/karlene-nelson-1066792

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1066792
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/karlene-nelson-1066792

Cite as: Karlene Nelson (NMLS 1066792), Loan Factory. LenDb.ai, https://lendb.ai/lo/karlene-nelson-1066792, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._