--- canonical_url: https://lendb.ai/lo/karthikeyan-kaduvettipalayam-sankarappan-2507848 json_url: https://lendb.ai/lo/karthikeyan-kaduvettipalayam-sankarappan-2507848.json nmls_id: 2507848 last_verified: 2026-10-26 --- # Karthikeyan Sankarappan Loan Officer at Ram Mortgage, LLC, Charlotte, NC. NMLS ID 2507848 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2507848)). Karthikeyan Sankarappan, NMLS 2507848, works as a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina and is licensed in California since 2023 and in Florida, Texas, Iowa and 2 more states. **Summary:** Karthikeyan Sankarappan (NMLS 2507848) is Loan Officer at Ram Mortgage, LLC, based in Charlotte, NC. Licensed in 6 states confirmed with state regulators: Florida, Texas, Iowa, Pennsylvania, California and Maryland. Also lists Georgia, Indiana, Kansas, Michigan, Minnesota, North Carolina, Ohio, Tennessee and 1 more on the lender page (not yet checked with the state regulator). Earliest state license record: December 27, 2023 (California), per state regulator. Last verified 2026-10-26. ## Quick answers ### Is Karthikeyan licensed in North Carolina? Ram Mortgage, LLC's page for Karthikeyan lists North Carolina. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 14 other states on file for Karthikeyan. Source: https://www.rammtg.com/karthik-ks. ### What lender does Karthikeyan work for? Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21). Source: https://www.rammtg.com/karthik-ks. ### How long has Karthikeyan been licensed? The earliest state license record LenDb holds for Karthikeyan is from December 27, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: December 27, 2023 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Karthikeyan Kaduvettipalayam Sankarappan (CA, FL, IA, MD, as of 2026-10-26); Karthikeyan K. Sankarappan (PA, TX, as of 2026-10-12) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Iowa (IA, confirmed), Pennsylvania (PA, confirmed), California (CA DFPI, confirmed), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Maryland (MD, confirmed), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO140482 | active | confirmed | 2025-08-14 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-01-05 | state_regulator | 2026-10-13 | | IA | Iowa regulator | state_license | 52738 | active | confirmed | 2024-09-30 | state_regulator | 2026-10-20 | | PA | Pennsylvania regulator | state_license | 111207 | active | confirmed | | state_regulator | 2026-10-16 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2507848 | active | confirmed | 2023-12-27 | state_regulator | 2026-10-24 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | KS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | MI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | MN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | ## Employment history - ? to present: Ram Mortgage, LLC (NMLS 2301828), Charlotte, NC. Source: https://www.rammtg.com/karthik-ks, verified 2026-10-21. - ? to present: Karthik Mortgage Inc (NMLS 2707715). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2507848 ## Contact - View profile at Ram Mortgage, LLC: https://www.rammtg.com/karthik-ks - Office phone and Email on file: shown at https://lendb.ai/lo/karthikeyan-kaduvettipalayam-sankarappan-2507848#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2507848 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://dfpi.ca.gov/ - lender_site: https://www.rammtg.com/karthik-ks - state_regulator: https://www.labor.maryland.gov/finance/ Cite as: Karthikeyan Sankarappan (NMLS 2507848), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/karthikeyan-kaduvettipalayam-sankarappan-2507848, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._