---
canonical_url: https://lendb.ai/lo/katherine-davis-436627
json_url: https://lendb.ai/lo/katherine-davis-436627.json
nmls_id: 436627
last_verified: 2026-10-09
---

# Kay M. Davis

Branch Manager/Mortgage Specialist at Union Home Mortgage, Saint Clair, MI. NMLS ID 436627 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/436627)).

**Summary:** Kay M. Davis (NMLS 436627) is Branch Manager/Mortgage Specialist at Union Home Mortgage, based in Saint Clair, MI. Licensed in 5 states: Florida, Arizona, Colorado, Michigan and Nebraska. Focus areas shown on the lender page: First-time buyer, Real estate investor, Vacation home, FHA loan and Jumbo loan. 9 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 9
- Years experience (stated by the LO): 35 (source: https://www.uhm.com/loan-officers/kay-davis/, verified 2026-10-09)
- Licensed in: Florida (FL), Arizona (AZ), Colorado (CO), Michigan (MI), Nebraska (NE)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kay-davis/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kay-davis/
- **Vacation home** (`vacation-home`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kay-davis/
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kay-davis/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kay-davis/
- **New construction** (`new-construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kay-davis/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kay-davis/

## About

Kay Davis is a mortgage specialist with over 35 years of experience helping clients achieve homeownership across multiple property types including first homes, vacation homes, and investment properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://www.uhm.com/loan-officers/kay-davis/, verified 2026-10-09.
- role: mortgage specialist. Source: https://www.uhm.com/loan-officers/kay-davis/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO40170 | active | 2017-02-22 | state_regulator | 2026-10-09 |
| AZ | state_license | 1036260 | listed_on_lender_site |  | lender_site | 2026-10-09 |
| CO | state_license | 100535993 | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MI | state_license | 436627 | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NE | state_license | 436627 | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Saint Clair, MI. Source: https://www.uhm.com/loan-officers/kay-davis/, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/kay-davis/
- Office phone and Email on file: shown at https://lendb.ai/lo/katherine-davis-436627#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/436627
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/kay-davis/

Cite as: Kay M. Davis (NMLS 436627), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/katherine-davis-436627, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._