---
canonical_url: https://lendb.ai/lo/kathleen-adler-65780
json_url: https://lendb.ai/lo/kathleen-adler-65780.json
nmls_id: 65780
last_verified: 2026-10-24
---

# Kathie Adler

Loan Officer at Cliffco, Inc., Uniondale, NY. NMLS ID 65780 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65780)).

Based in Uniondale, New York, Kathie Adler (NMLS 65780) is a Loan Officer at Cliffco, Inc., licensed in Texas since 2020 and in Florida, New York and California. Kathie works at an FHA-approved lender, per HUD.

**Summary:** Kathie Adler (NMLS 65780) is Loan Officer at Cliffco, Inc., based in Uniondale, NY. Licensed in 4 states confirmed with state regulators: Florida, Texas, New York and California. Also lists New Jersey on the lender page (not yet checked with the state regulator). Earliest state license record: July 12, 2020 (Texas), per state regulator. States 20 years of experience. Last verified 2026-10-24.

## Quick answers

### Is Kathie licensed in New York?

Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 4 other states on file for Kathie. Source: https://www.dfs.ny.gov/.

### What lender does Kathie work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/kadler/.

### How long has Kathie been licensed?

The earliest state license record LenDb holds for Kathie is from July 12, 2020 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Kathie states 20 years of experience. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: July 12, 2020 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://cliffcomortgage.com/kadler/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), New York (NY, confirmed), California (CA DFPI, confirmed), New Jersey (NJ, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Video intro available

Kathie has a short recorded video intro on Cliffco, Inc.'s site.

Watch on Cliffco, Inc.'s site: https://cliffcomortgage.com/kadler/

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 20. Source: https://cliffcomortgage.com/kadler/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO78845 | active | confirmed | 2020-12-15 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2020-07-12 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI 65780 | active | confirmed | 2021-04-11 | state_regulator | 2026-10-24 |
| NJ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Uniondale, NY. Source: https://cliffcomortgage.com/kadler/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65780

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/kadler/
- Office phone and Email on file: shown at https://lendb.ai/lo/kathleen-adler-65780#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/65780
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://cliffcomortgage.com/kadler/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kathie Adler (NMLS 65780), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/kathleen-adler-65780, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
