---
canonical_url: https://lendb.ai/lo/kathleen-spicuzza-865895
json_url: https://lendb.ai/lo/kathleen-spicuzza-865895.json
nmls_id: 865895
last_verified: 2026-10-09
---

# Kathleen Spicuzza

Inside Loan Originator at CrossCountry Mortgage, Las Vegas, NV. NMLS ID 865895 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/865895)).

**Summary:** Kathleen Spicuzza (NMLS 865895) is Inside Loan Originator at CrossCountry Mortgage, based in Las Vegas, NV. Licensed in Florida, confirmed with the state regulator (license LO107703). Also lists Arizona, California, Nevada, Tennessee and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage and VA loan. Earliest state license record: June 23, 2022 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 23, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Nevada (NV, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/

## About

Kathleen has more than 20 years of mortgage industry experience and specializes in refinancing solutions. She serves Las Vegas, Arizona, Florida, Tennessee, and California, working with first-time buyers, move-up buyers, and Veterans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/, verified 2026-10-09.
- service_area: Las Vegas, Arizona, Florida, Tennessee, California. Source: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/, verified 2026-10-09.
- credential: Education director and board member of VAREP (Veterans Associate of Real Estate Professionals) for Las Vegas. Source: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO107703 | active | confirmed | 2022-06-23 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Las Vegas, NV. Source: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/865895

## Contact

- linkedin_url: https://www.linkedin.com/in/kathy-spicuzza-78135240/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/
- Email on file: shown at https://lendb.ai/lo/kathleen-spicuzza-865895#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/865895
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/las-vegas-nv-3627/kathleen-spicuzza/

Cite as: Kathleen Spicuzza (NMLS 865895), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kathleen-spicuzza-865895, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._