---
canonical_url: https://lendb.ai/lo/kathleen-sterkel-288767
json_url: https://lendb.ai/lo/kathleen-sterkel-288767.json
nmls_id: 288767
last_verified: 2026-10-09
---

# Kathleen Sterkel

Senior Loan Officer/Construction Specialist at Union Home Mortgage, Rochester, MI. NMLS ID 288767 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/288767)).

**Summary:** Kathleen Sterkel (NMLS 288767) is Senior Loan Officer/Construction Specialist at Union Home Mortgage, based in Rochester, MI. Lists Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle) and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/ksterkel/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/ksterkel/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/ksterkel/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/ksterkel/

## About

Kathleen has been helping families with homeownership since 1996. As a Construction Specialist, she assists first-time buyers, retirees, and those building dream homes.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://www.uhm.com/loan-officers/ksterkel/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MI | state_license | 288767 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Rochester, MI. Source: https://www.uhm.com/loan-officers/ksterkel/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/288767

## Contact

- linkedin_url: https://www.linkedin.com/in/ksterkel (source: lender_site, verified 2026-10-09)
- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/ksterkel/
- Office phone and Email on file: shown at https://lendb.ai/lo/kathleen-sterkel-288767#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/288767
- lender_site: https://www.uhm.com/loan-officers/ksterkel/

Cite as: Kathleen Sterkel (NMLS 288767), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/kathleen-sterkel-288767, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._