---
canonical_url: https://lendb.ai/lo/kathryn-mertens-pickett-325906
json_url: https://lendb.ai/lo/kathryn-mertens-pickett-325906.json
nmls_id: 325906
last_verified: 2026-10-09
---

# Kathy Mertens-Pickett

Licensed Mortgage Professional at Homeowners Financial Group, Byron, CA. NMLS ID 325906 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325906)).

**Summary:** Kathy Mertens-Pickett (NMLS 325906) is Licensed Mortgage Professional at Homeowners Financial Group, based in Byron, CA. Licensed in Florida, confirmed with the state regulator (license LO111798). Also lists Arizona, California, Idaho, Montana, Nevada, Oregon, Tennessee and Texas on the lender page (not yet checked with the state regulator). Earliest state license record: August 10, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 10, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Idaho (ID, lender_reported), Montana (MT, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO111798 | active | confirmed | 2022-08-10 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Byron, CA. Source: https://homeownersfg.com/kathymertenspickett/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325906

## Contact

- linkedin_url: https://www.linkedin.com/in/kathymertens/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/kathymertenspickett/
- Office phone and Email on file: shown at https://lendb.ai/lo/kathryn-mertens-pickett-325906#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325906
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homeownersfg.com/kathymertenspickett/

Cite as: Kathy Mertens-Pickett (NMLS 325906), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/kathryn-mertens-pickett-325906, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._