---
canonical_url: https://lendb.ai/lo/kathryn-youngs-118229
json_url: https://lendb.ai/lo/kathryn-youngs-118229.json
nmls_id: 118229
last_verified: 2026-10-09
---

# Kathryn Youngs

Mortgage Loan Officer at TowneBank Mortgage, Raleigh, NC. NMLS ID 118229 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/118229)).

**Summary:** Kathryn Youngs (NMLS 118229) is Mortgage Loan Officer at TowneBank Mortgage, based in Raleigh, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Kathryn brings over two decades of mortgage industry experience with deep expertise in refinancing strategies. A lifelong North Carolinian with family real estate roots since 1999, she delivers personalized guidance for first-time buyers, home upgrades, creative financing, and investment property.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://townebankmortgage.com/officers/kathryn-youngs/, verified 2026-10-09.
- service_area: Raleigh, NC and surrounding areas. Source: https://townebankmortgage.com/officers/kathryn-youngs/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Raleigh, NC. Source: https://townebankmortgage.com/officers/kathryn-youngs/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/118229

## Contact

- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/kathryn-youngs/
- Office phone and Email on file: shown at https://lendb.ai/lo/kathryn-youngs-118229#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/118229
- lender_site: https://townebankmortgage.com/officers/kathryn-youngs/

Cite as: Kathryn Youngs (NMLS 118229), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/kathryn-youngs-118229, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._