---
canonical_url: https://lendb.ai/lo/kathy-a-liu-410091
json_url: https://lendb.ai/lo/kathy-a-liu-410091.json
nmls_id: 410091
last_verified: 2026-10-09
---

# Kathy A Liu

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA. NMLS ID 410091 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/410091)).

**Summary:** Kathy A Liu (NMLS 410091) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in San Francisco, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, Self-employed, Vacation home and FHA loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091
- **Condo** (`condo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091
- **Vacation home** (`vacation-home`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091

## About

Kathy has 20 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, fixed-rate and adjustable-rate mortgages, vacation home financing, and condo and co-op lending. They serve clients in all 50 states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: All 50 states. Source: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), San Francisco, CA. Source: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/410091

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091
- Office phone and Email on file: shown at https://lendb.ai/lo/kathy-a-liu-410091#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/410091
- lender_site: https://homelendingadvisor.chase.com/ca/san-francisco/2112-15th-st-hla-410091

Cite as: Kathy A Liu (NMLS 410091), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/kathy-a-liu-410091, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._