---
canonical_url: https://lendb.ai/lo/kathy-bernal-232988
json_url: https://lendb.ai/lo/kathy-bernal-232988.json
nmls_id: 232988
last_verified: 2026-10-11
---

# Kathy Bernal

Sr. Mortgage Loan Originator at Neighborhood Loans. NMLS ID 232988 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232988)).

**Summary:** Kathy Bernal (NMLS 232988) is Sr. Mortgage Loan Originator at Neighborhood Loans. Lists Indiana on the lender page (not yet checked with the state regulator). States 24 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://neighborhoodloans.com/kathy-bernal/, verified 2026-10-11)
- Licensed in: Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Kathy Bernal has 24 years in the mortgage industry, starting as a loan processor. They focus on helping families reach homeownership and serving the Latino community.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 24. Source: https://neighborhoodloans.com/kathy-bernal/, verified 2026-10-11.
- community: Serves the Latino community. Source: https://neighborhoodloans.com/kathy-bernal/, verified 2026-10-11.
- other: Also works as an interior designer. Source: https://neighborhoodloans.com/kathy-bernal/, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | 232988TemporaryAuthority | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/kathy-bernal/, verified 2026-10-11.
- ? to 2026-10-11: Fairway Independent Mortgage Corporation (NMLS 2289), Skokie, IL. Source: https://www.fairway.com/lo/kathy-bernal-232988, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232988

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/kathy-bernal/
- Office phone and Email on file: shown at https://lendb.ai/lo/kathy-bernal-232988#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232988
- lender_site: https://www.fairway.com/lo/kathy-bernal-232988
- lender_site: https://neighborhoodloans.com/kathy-bernal/

Cite as: Kathy Bernal (NMLS 232988), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/kathy-bernal-232988, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._