---
canonical_url: https://lendb.ai/lo/kathy-graham-150692
json_url: https://lendb.ai/lo/kathy-graham-150692.json
nmls_id: 150692
last_verified: 2026-10-09
---

# Kathy Graham

Mortgage Loan Officer at CrossCountry Mortgage, Fort Mitchell, KY. NMLS ID 150692 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150692)).

**Summary:** Kathy Graham (NMLS 150692) is Mortgage Loan Officer at CrossCountry Mortgage, based in Fort Mitchell, KY. Licensed in Florida, confirmed with the state regulator (license LO123719). Also lists Indiana and Kentucky on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: November 1, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 1, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-mitchell-ky-2909/kathy-graham/

## About

Kathy began her banking career in 1982 and specialized in mortgages in 1997. She provides expert customer service and dedicated support for purchase, refinance, and renovation needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1982. Source: https://crosscountrymortgage.com/fort-mitchell-ky-2909/kathy-graham/, verified 2026-10-09.
- credential: Specialized in mortgage industry since 1997. Source: https://crosscountrymortgage.com/fort-mitchell-ky-2909/kathy-graham/, verified 2026-10-09.
- service_area: Pleasure Ridge Park and Shepherdsville, KY. Source: https://crosscountrymortgage.com/fort-mitchell-ky-2909/kathy-graham/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO123719 | active | confirmed | 2023-11-01 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Fort Mitchell, KY. Source: https://crosscountrymortgage.com/fort-mitchell-ky-2909/kathy-graham/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150692

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/fort-mitchell-ky-2909/kathy-graham/
- Email on file: shown at https://lendb.ai/lo/kathy-graham-150692#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150692
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/fort-mitchell-ky-2909/kathy-graham/

Cite as: Kathy Graham (NMLS 150692), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kathy-graham-150692, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._