---
canonical_url: https://lendb.ai/lo/kathy-studer-827983
json_url: https://lendb.ai/lo/kathy-studer-827983.json
nmls_id: 827983
last_verified: 2026-10-27
---

# Kathy Studer

Loan officer at NEXA Mortgage. NMLS ID 827983 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/827983)).

Kathy Studer (NMLS 827983) is a mortgage loan officer at NEXA Mortgage, licensed in Wyoming since 2021 and in Iowa and California.

**Summary:** Kathy Studer (NMLS 827983) is a loan officer at NEXA Mortgage. Licensed in 3 states confirmed with state regulators: Iowa, California and Wyoming. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: April 9, 2021 (Wyoming), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Kathy licensed in Iowa?

Yes. Iowa regulator records list license 47726 as active, first effective January 25, 2022 (verified 2026-10-20). LenDb has 2 other states on file for Kathy. Source: https://idob.iowa.gov/.

### What lender does Kathy work for?

NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-20). Source: https://idob.iowa.gov/.

### How long has Kathy been licensed?

The earliest state license record LenDb holds for Kathy is from April 9, 2021 (Wyoming regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://wyomingbankingdivision.wyo.gov/.

## At a glance

- Earliest state license record: April 9, 2021 (Wyoming), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Kathy J. Studer (CA, IA, WY, as of 2026-10-27)
- Licensed in: Iowa (IA, confirmed), California (CA DFPI, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 47726 | active | confirmed | 2022-01-25 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI827983 | active | confirmed | 2026-05-22 | state_regulator | 2026-10-24 |
| WY | Wyoming regulator | state_license | 102085 | active | confirmed | 2021-04-09 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690). Source: https://idob.iowa.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/827983

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/827983
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/
- manual (lender programs): https://nexamortgage.com

Cite as: Kathy Studer (NMLS 827983), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/kathy-studer-827983, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._