---
canonical_url: https://lendb.ai/lo/kay-akel-268749
json_url: https://lendb.ai/lo/kay-akel-268749.json
nmls_id: 268749
last_verified: 2026-10-09
---

# Kay Akel

Mortgage Loan Officer at Loan Factory. NMLS ID 268749 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268749)).

**Summary:** Kay Akel (NMLS 268749) is Mortgage Loan Officer at Loan Factory. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Speaks Arabic and English. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/kay-akel-268749, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Arabic, English
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/kay-akel-268749

## About

Kay Akel has over 20 years in mortgage lending and real estate as a licensed California Mortgage and Real Estate Broker, specializing in conventional, FHA, VA, and non-QM loans for homebuyers, investors, and business owners.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://www.loanfactory.com/mortgage-expert/kay-akel-268749, verified 2026-10-09.
- credential: Licensed California Mortgage and Real Estate Broker. Source: https://www.loanfactory.com/mortgage-expert/kay-akel-268749, verified 2026-10-09.
- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/kay-akel-268749, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/kay-akel-268749, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268749

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/kay-akel-268749

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268749
- lender_site: https://www.loanfactory.com/mortgage-expert/kay-akel-268749

Cite as: Kay Akel (NMLS 268749), Loan Factory. LenDb.ai, https://lendb.ai/lo/kay-akel-268749, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._