---
canonical_url: https://lendb.ai/lo/kay-fruci-1064528
json_url: https://lendb.ai/lo/kay-fruci-1064528.json
nmls_id: 1064528
last_verified: 2026-10-15
---

# Kay Fruci

Branch Manager at Residential Wholesale Mortgage, Inc., Colorado Springs, CO. NMLS ID 1064528 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1064528)).

**Summary:** Kay Fruci (NMLS 1064528) is Branch Manager at Residential Wholesale Mortgage, Inc., based in Colorado Springs, CO. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arkansas and Colorado on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: February 27, 2026 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: February 27, 2026 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arkansas (AR, lender_reported), Colorado (CO, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://rwmloans.com/kay-fruci/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146833 | active | confirmed | 2026-04-15 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2026-02-27 | state_regulator | 2026-10-13 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), Colorado Springs, CO. Source: https://rwmloans.com/kay-fruci/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1064528

## Contact

- linkedin_url: https://www.linkedin.com/in/kay-fruci-b04aa924/ (source: lender_site, verified 2026-10-15)
- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/kay-fruci/
- Office phone and Email on file: shown at https://lendb.ai/lo/kay-fruci-1064528#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1064528
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://rwmloans.com/kay-fruci/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kay Fruci (NMLS 1064528), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/kay-fruci-1064528, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._