---
canonical_url: https://lendb.ai/lo/kay-kaup-473254
json_url: https://lendb.ai/lo/kay-kaup-473254.json
nmls_id: 473254
last_verified: 2026-10-16
---

# Kay Kaup

Market President at Plains Commerce Bank, Hoven, SD. NMLS ID 473254 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473254)).

Based in Hoven, South Dakota, Kay Kaup (NMLS 473254) is a Market President at Plains Commerce Bank.

**Summary:** Kay Kaup (NMLS 473254) is Market President at Plains Commerce Bank, based in Hoven, SD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 20 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Kay licensed?

Kay works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Kay work for?

Plains Commerce Bank, company NMLS 463950, from the Hoven, SD office, per the lender's own site (verified 2026-10-16). Source: https://www.plainscommerce.com/community-banking/our-people/kay-kaup.

### How much experience does Kay have?

Kay states 20 years of experience. Source: https://www.plainscommerce.com/community-banking/our-people/kay-kaup.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.plainscommerce.com/community-banking/our-people/kay-kaup, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Kay Kaup is the Market President in Hoven, SD. They have served farmers and ranchers in Northeastern South Dakota for the past two decades. Their page says they do ag lending as well as commercial and consumer lending.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.plainscommerce.com/community-banking/our-people/kay-kaup, verified 2026-10-16.
- service_area: Northeastern South Dakota. Source: https://www.plainscommerce.com/community-banking/our-people/kay-kaup, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Plains Commerce Bank (NMLS 463950), Hoven, SD. Source: https://www.plainscommerce.com/community-banking/our-people/kay-kaup, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473254

## Contact

- View profile at Plains Commerce Bank: https://www.plainscommerce.com/community-banking/our-people/kay-kaup
- Office phone and Email on file: shown at https://lendb.ai/lo/kay-kaup-473254#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473254
- lender_site: https://www.plainscommerce.com/community-banking/our-people/kay-kaup

Cite as: Kay Kaup (NMLS 473254), Plains Commerce Bank. LenDb.ai, https://lendb.ai/lo/kay-kaup-473254, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._