---
canonical_url: https://lendb.ai/lo/keith-howard-953547
json_url: https://lendb.ai/lo/keith-howard-953547.json
nmls_id: 953547
last_verified: 2026-10-09
---

# Keith Howard

Mortgage Loan Officer at Loan Factory. NMLS ID 953547 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/953547)).

**Summary:** Keith Howard (NMLS 953547) is Mortgage Loan Officer at Loan Factory. Lists District of Columbia, Illinois, Maryland and Virginia on the lender page (not yet checked with the state regulator). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 15 (source: https://www.loanfactory.com/mortgage-expert/keith-howard-953547, verified 2026-10-09)
- Licensed in: District of Columbia (DC, lender_reported), Illinois (IL, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Keith Howard has over 15 years of mortgage industry experience. Known for his personal approach, integrity, and attention to detail, he helps clients structure financing tailored to their needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.loanfactory.com/mortgage-expert/keith-howard-953547, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/keith-howard-953547, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/953547

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/keith-howard-953547

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/953547
- lender_site: https://www.loanfactory.com/mortgage-expert/keith-howard-953547

Cite as: Keith Howard (NMLS 953547), Loan Factory. LenDb.ai, https://lendb.ai/lo/keith-howard-953547, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._